Insurance and Billing

Services may be provided in this health care facility by the facility as well as by other health care providers who may separately bill the patient and who may or may not participate with the same health insurers or health maintenance organizations as the facility.

Patients and prospective patients may request from this facility and other health care providers a more personalized estimate of charges and other information. Patients and prospective patients should contact each health care practitioner who will provide services in the ASC to determine the health insurers and health maintenance organizations with which the health care practitioner participates as a network provider or preferred provider. To request a Patient Pricing Quote, please call us at (877) 241-9561.

At the time of your visit, patients need to provide our office with the correct insurance information, including your insurance card to be copied. We ask that all co-insurance and co-payments be paid at the time the service is performed. We will perform courtesy billing for you, provided you have given us all pertinent billing information.

Your insurance coverage is an agreement between you and your insurance company. Financial responsibility rests with the patient for deductibles, co-insurance and non-covered services. In addition to personal checks, we accept Visa, MasterCard, Discover and debit cards. We offer the option to pay bills online. Select your center and pay online using our secure servers here.

Central Florida Surgical Center and Citrus Ambulatory Surgery Center, also accepts Care Credit, a convenient, monthly payment program for yourself and your family specifically designed to pay for healthcare expenses not covered by insurance including co-payments, deductibles and elective treatment and care. For more information about Care Credit payment plans, go to If you are already a Care Credit member, you may use your card at Central Florida Surgical Center and Citrus Ambulatory Surgery Center.

In addition to your bill from the center, you may receive a bill from other entities. Click here for a list of possible service providers that may charge you.

Don’t hesitate to call us with any insurance or billing questions. Our staff is eager to address any questions or concerns you may have.

Our contracted insurance plans include:

  • Aetna
  • Av-Med Commercial and Medicare
  • BCBS
  • Beechstreet
  • Century Medical**
  • Cigna HMO
  • Citrus Healthcare Commercial and Medicare *
  • Corvel**
  • Employers Mutual**
  • Evolutions Healthcare**
  • First Health Affordable**
  • First Health /Coventry
  • Flamedeco**
  • Freedom Health Commercial and Medicare**
  • Galaxy Health Network
  • Greatwest
  • HMO
  • HealthChoice
  • Humana Commercial and Medicare
  • Medicare
  • Medicare Advantage PPO
  • Physicians United Plan and United HealthCare
  • PHS
  • PPC
  • PPO
  • Tricare
  • United

**Not accepted at Central Florida Surgical Center.

This list is subject to change. Please call your insurance company or our billing office to confirm your insurance benefits prior to your scheduled appointment.

The Cost of Your Procedure

Because you are responsible for costs for covered healthcare services until you reach your deductible, you should comparison shop if you elect to have a nonemergency procedure.

You can use tools like Healthcare Bluebook and the Medicare Procedure Price Lookup (for Medicare patients).  Many health insurance websites also provide information on where to find in-network services.

Planning a Procedure on a HDHP

A High-Deductible Health Plan (HDHP) is a plan with a higher deductible than a traditional health insurance plan.

Read More

Managing Healthcare Cost

A High Deductible Health Plan (HDHP) can be a wise way to save money on health insurance and take a proactive role in your healthcare.

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Understanding Your Insurance

Health insurance is an agreement between you and an insurance company of your choosing.

Read More